Award winning pet insurance for your furry family members

  • Up to 80% of eligible vet bills reimbursed1
  • Claim up to $11,000 per year
  • No excess
  • 10% multi-pet discount
  • First year of premiums help support the RSPCA
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Award winning pet insurance

Reader Digest Quality Award 2017
Reader Digest Quality Award 2018
Feefo Gold Trusted Service Award 2017
Feefo Gold Trusted Service Award 2018

RSPCA Pet Insurance is affordable, flexible and provides peace of mind for pet owners all across Australia. Our pet insurance plans cover up to 80% of the cost of eligible vet bills (pre-existing conditions are excluded) when your dog or cat becomes sick or is injured. There’s no excess to pay and you can submit and track claims, update your details and easily manage your policy online.

Plus, a portion of your first year premiums will benefit the RSPCA, helping them to protect other Australian animals, as well as those closest to your heart.


Dog Insurance

Cover options for your dog or puppy

Learn more about Dog Insurance


Cat Insurance

Cover options to suit most budgets

Learn more about Cat Insurance

Fast and easy application


Obtain a quote and secure cover online or over the phone


Your pet can be covered from midnight tonight


Receive cover for up to 80% of eligible vet bills (excluding pre-existing conditions)

Claim Statistics from July 2017 to June 2018

  • 222,743 claims paid

  • $36,142,377 in claims paid

  • 98.7% of claims processed within 5 days

Other Frequently Asked Questions

Pet insurance can take care of the unexpected expenses that come with the unpredictable lives of cats and dogs.

Thankfully, there are a range of different insurance options, from basic policies to comprehensive coverage. That means you can choose one that suits your budget and lifestyle.

Pet insurance covers up to a set percentage of the cost of eligible vet bills when your cat or dog gets sick or is injured. You can choose your level of cover and then make payments – usually monthly – to your provider. When it's time to make a claim, your insurer will cover a portion of the costs.
With so many pet insurance options, the costs can vary depending on which policy you choose, the type of pet you have, it’s age and breed and whether it has been desexed. Research has found that the average yearly cost for cat insurance is $246 and $293 for dog insurance.4 Get a quote from RSPCA Pet Insurance
Most traditional policies don't cover behavioural problems, elective procedures, food and diet, grooming, pregnancy and pre-existing conditions (normally listed in the PDS). Please refer to insurer’s policy booklet.
Yes – as long as you continue to renew your policy with us each year with no break in cover, we will continue to provide cover for chronic, recurring or lifelong conditions such as cancer or arthritis. Benefits for these conditions, like any other, are subject to the annual policy limits and exclude Pre-existing Conditions.

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