Help your dog or cat get the very best care

Three affordable cover levels to choose from
Easy payment options
First year of premiums help support the RSPCA

RSPCA Pet Insurance covers up to 80% of the cost of eligible vet bills when your dog or cat is sick or injured. This is one way to help with financial support for those vet bills, large and small, which often come with sudden and unexpected accidents or illnesses, remember you can choose any licensed vet across Australia. And when you need to make a claim, we make the process as fast and stress-free as possible, with personalised service from our expert team of pet insurance specialists.

Pet insurance benefits

Help other Australian animals, with a portion of your first year premiums going to support the great work of the RSPCA.
Make multiple claims against eligible vet bills up to a maximum of $11,000 per year.
No excess to pay.
Receive back up to 80% of eligible vet bills (pre-existing conditions are excluded).
Benefit from a stress-free claim process, with fast processing and personalised service.

Use any licensed vet in Australia.
Multi-pet discount - Get pet insurance for more than one dog or cat, and you’ll qualify for up to 10% discount on each new additional policy.
Make easy fortnightly, monthly or annual payments by direct debit or credit card.
Lifetime cover - Once you have RSPCA Pet Insurance, your cover can be renewed for the life of your pet.

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A portion of your first year premiums supports the RSPCA

By choosing to cover your dog or cat, you’ll be supporting thousands of animals that aren’t as lucky as your pet. A portion of your first year premiums will benefit the RSPCA, helping them to protect other Australian animals, as well as those closest to your heart. So you’ll be providing support for all animals in need, not just your best friend.

Frequently asked questions

What if I change my mind after signing up with RSPCA Pet Insurance?

You have an obligation-free, 30 day cooling-off period from the start date of your policy to review and cancel your policy if you choose to. If we have already received your premium, we will gladly give you a full refund within this period, as long as you haven’t submitted or received payment for any claims.

Which pets are eligible?

You can apply for RSPCA Pet Insurance for any cat or dog that is aged between eight weeks and younger than nine years at the time you apply. Once your dog or cat is accepted, you can continue to cover them for life. There is no upper age limit to qualify for the RSPCA Accident Only cover.

Meet Lemmy

At eight months old, our gorgeous labrador Lemmy's leg started to look a bit unusual. After a vet visit it was determined that the growth plate in her leg had shattered. It was suspected that this had occurred whilst playing with other dogs - a terrible accident. We had to make the decision to get a specialist surgeon to operate on her damaged leg. Thanks to having insurance, we didn't have to hesitate on our decision. If we didn't have insurance we may have been forced to have Lemmy put down as the expense was over $10,000. Even though her leg looks a bit funny now, it is fully healed after two surgeries and lots of time spent rehabilitating. Lemmy is like any other two year old labrador that loves her daily walks and playing with her fur friends. Lemmy wants to say a huge thank you to everyone at RSPCA Pet Insurance for not just saving her leg, but saving her life! Thank you! - Bonnie Montgomery

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