Help your dog or cat get the very best care

  • Four levels of cover to choose from
  • Claim up to $20,000 per year
  • Covers up to 80% of eligible vet bills1
  • A portion of your first-year's premium supports the RSPCA
Customers rate us
Rated 4.6/5
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Award-Winning Pet Insurance

Were proud to offer you award-winning protection
for your furry best mate

Reader Digest Quality Award 2020
Reader Digest Quality Award 2019
Reader Digest Quality Award 2018
Reader Digest Quality Award 2017
Feefo Gold Trusted Service Award 2017
Feefo Gold Trusted Service Award 2018
Feefo Gold Trusted Service Award 2018

RSPCA Pet Insurance is affordable, flexible and provides peace of mind for pet owners across all of Australia. Our pet insurance plans cover up to 80% of the cost of eligible vet bills when your dog or cat becomes sick or is injured. There’s no excess to pay and you have the freedom to submit and track claims, update your details and easily manage your policy online.

Plus, a portion of first-year premiums go to support the great work of the RSPCA, helping them to protect other Australian animals in need.

A portion of your first year premiums supports the RSPCA

By choosing to cover your dog or cat, you’ll be supporting thousands of animals that aren’t as lucky as your pet. A portion of your first year premiums will benefit the RSPCA, helping them to protect other Australian animals, as well as those closest to your heart. So you’ll be providing support for all animals in need, not just your best friend.

Ever since our humble beginnings way back in 1871, the RSPCA has grown into Australia’s most recognised animal welfare organisation. Continuing our tradition of caring about the health and wellbeing of all creatures great and small, we offer affordable, comprehensive pet insurance plans for dogs and cats. And because our pet insurance plans are driven by our customers’ needs, we’ve been recognised with a range of awards.

In 2020, 2017 and 2016 we won the Gold Quality Service Award for Pet Insurance Provider from Reader’s Digest, and the silver in 2018 and 2019. On top of our awards, we’ve also been named a 5-star Gold Trusted Service by Feefo in both 2017 and 2018. While these awards are proof of our high-quality service, it’s giving you and your furry friends the best possible insurance coverage that’s most important to us. While these awards are proof of our high-quality service, it’s giving you and your furry friends the best possible insurance coverage that’s most important to us.

Pet premiums by dog breed and size

Size Breed Annual premium average
(Basic accident cover for 1-year-old dog)
Giant Great Dane $567
Irish Wolfhound $567
Large German Shepherd $381
Golden Retriever $381
Medium Labrador $429
Border Collie $381
Small Pug $381
Cavalier King Charles Spaniel $414

Cats are a little easier to predict, as their size and common ailments aren’t as diverse as they are in dogs. For basic accident cover for a one-year-old cat, expect to pay on average $300.

Common claims costs

Top 5 claims for dogs
Condition Average cost
Otitis externa (ear) $100—$1,500
Conjunctivitis $100—$300
Diarrhoea $150—$1,500
Ear infection $100—$1,000
Vomiting $300—$6,000
Top 5 claims for cats
Condition Average cost
Diarrhoea $100—$600
Conjunctivitis $100—$900
Lethargy $350—$2,500
Foreign object $500—$4,500
Eye problems $100—$350

Cost of claims without pet insurance

Disease Cost of claim
Gastric dilation: $1,500—$8,500
Elbow dysplasia: $1,200—$4,500
Peritonitis: $1,000—$7,000
Cataract: $1,000—$8,000
Intervertebral disc: $1,000—$10,000
Cruciate ligament: $1,000—$7,000
Gallbladder: $1,000—$10,000
Adenocarcinoma pulmonary (lung): $1,000—$5,000
Envenomation: $1,000—$4,000
Foreign body: $1,000—$12,000

Get a free RSPCA Pet Insurance quote today

For almost 150 years, the RSPCA has been committed to ensuring the health and wellbeing of all animals across our great country. Now we’re committed to providing the best possible pet insurance for your furry best friend.

As a three-time Reader’s Digest Quality Service Award winner for Pet Insurance Provider, and rated as a 5-star Gold Trusted Service by Feefo for both 2017 and 2018, our high-quality service and comprehensive insurance plans speak for themselves.

Ready to get your quick quote today? You can call us on 1300 881 492 or request a call back, or fill in your details and get a quote online. If you’re interested in knowing more about how RSPCA Pet Insurance will protect your pet’s health and wellbeing, request a free information pack.