Help your dog or cat get the very best care

  • 3 affordable cover levels to choose from
  • Easy payment options
  • Premiums help support the RSPCA

RSPCA Pet Insurance covers up to 80% of the cost of eligible vet bills when your dog or cat is sick or injured. This is one way to help with financial support for those vet bills, large and small, which often come with sudden and unexpected accidents or illnesses, remember you can choose any licensed vet across Australia. And when you need to make a claim, we make the process as fast and stress-free as possible, with personalised service from our expert team of pet insurance specialists.

Pet insurance benefits

  • Help other Australian animals, with a portion of premiums going to support the great work of the RSPCA.
  • Make multiple claims against eligible vet bills up to a maximum of $11,000 per year.
  • No excess to pay.
  • Receive back up to 80% of eligible vet bills (pre-existing conditions are excluded).
  • Benefit from a stress-free claim process, with fast processing and personalised service.
  • Use any licensed vet in Australia.
  • Multi-pet discount - Get pet insurance for more than one dog or cat, and you’ll qualify for up to 10% discount on each new additional policy.
  • Make easy fortnightly, monthly or annual payments by direct debit or credit card.
  • Lifetime cover - Once you have RSPCA Pet Insurance, your cover can be renewed for the life of your pet.
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A portion of your premiums supports the RSPCA

By choosing to cover your dog or cat, you’ll be supporting thousands of animals that aren’t as lucky as your pet. A portion of your premiums will benefit the RSPCA, helping them to protect other Australian animals, as well as those closest to your heart. So you’ll be providing support for all animals in need, not just your best friend.


Frequently asked questions

How much of my vet’s bill is covered for illness or accident treatment?

1

You will receive back 75% or 80% (depending on your choice of cover) of the total costs of your dog or cat’s eligible treatment, depending on the annual limits and conditions set out in the Certificate of Insurance.

What is not covered?

2

Like most insurance policies, we have excluded some conditions. This is to help keep your premiums low. RSPCA Pet Insurance does not cover behavioural problems, elective procedures, food and diets, grooming, pregnancy and any pre-existing conditions that your pet showed clinical signs of before you took out the insurance, or during the Waiting Period.

Meet Esme

“I adopted my cat ‘Esme’ in January 2012 and took RSPCA Pet Insurance not long after (even though I was told by a very-thorough Vet check that Esme was in great health). In October of the same year, we noticed that Esme wasn’t really eating and was developing a lump on her back thigh. Within 24 hours, she got worse so we started to panic and rushed her to the Vet to find out my naughty, little Esme was in a fight and ended up with a very large abscess on her back thigh.

She went in for immediate surgery and had the abscess drained. At the time, money was the last thing on my mind so paying the surgery upfront and for her post-op visits weren’t noticed until I received my credit card bill the next month. Then the weight of that debt really stressed me. In total, I had paid approximately $1500 for the surgery and post-op visits which is money I really couldn’t spare.

After filing my claim from RSPCA Pet Insurance, I must admit it was a HUGE weight lifted from my shoulders as I got around 80% back. I am very thankful for the quick process of my claim and the funds were received within days of posting my claim.

Esme has since been grounded and not allowed outside after dark but she has definitely returned to her healthy, happy self.

- Tiffany Simon

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