Help your dog or cat get the very best care

  • Four levels of cover to choose from
  • Claim up to $20,000 per year
  • Covers up to 80% of eligible vet bills1
  • A portion of first-year premiums help support the RSPCA
Customers rate us
Rated 4.6/5
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Award-winning Pet Insurance

We're proud to offer you award-winning protection for your furry best mate

Reader Digest Trusted Service Award 2021
Reader Digest Quality Award 2020
Reader Digest Quality Award 2019
Reader Digest Quality Award 2018
Reader Digest Quality Award 2017
Reader Digest Quality Award 2016
ProductReview Pet Insurance Award 2022
Feefo Platinum Trusted Service Award 2021
Feefo Platinum Trusted Service Award 2020
Feefo Gold Trusted Service Award 2019
Feefo Gold Trusted Service Award 2018
Feefo Gold Trusted Service Award 2017
Readers Digest Silver Quality Award 2022

RSPCA Pet Insurance is flexible and provides peace of mind for pet owners across all of Australia. Our pet insurance plans cover up to 80% of the cost of eligible vet bills, with no excess to pay, when your dog or cat becomes sick or injured. You also have the freedom to submit and track claims, update your details and easily manage your policy online.

Plus, a portion of first-year premiums go to support the great work of the RSPCA, helping them protect other Australian animals in need.

A portion of first-year premiums help support the RSPCA

By choosing to cover your dog or cat, you’ll be supporting thousands of animals that aren’t as lucky. A portion of first-year premiums will benefit the RSPCA, helping them protect other Australian animals, as well as those closest to your heart. You’ll be providing support for all animals in need, not just your furry best friend.

Ever since the RSPCA’s humble beginnings way back in 1871, it has grown into Australia’s most recognised animal welfare organisation. Continuing the tradition of caring about the health and wellbeing of all creatures great and small, RSPCA Pet Insurance offers flexible, comprehensive pet insurance plans for dogs and cats.

Our high-quality service and commitment to our customers and their pets is what’s most important to us. We are proud that RSPCA Pet Insurance has been recognised for multiple awards including the 2022 ProductReview Pet Insurance Award winner, 2022 Reader’s Digest Silver Quality Service Award, 2021 Readers Digest Trusted Brand Award and 2021 Feefo Platinum Trusted Service Award.

Common claims costs*

Top 5 claims for dogs
Condition Average cost
Otitis externa (ear) $100—$1,500
Conjunctivitis $100—$300
Diarrhoea $150—$1,500
Ear infection $100—$1,000
Vomiting $300—$6,000
Top 5 claims for cats
Condition Average cost
Diarrhoea $100—$600
Conjunctivitis $100—$900
Lethargy $350—$2,500
Foreign object $500—$4,500
Eye problems $100—$350

Cost of claims without pet insurance*

Disease Cost of claim
Gastric dilation: $1,500—$8,500
Elbow dysplasia: $1,200—$4,500
Peritonitis: $1,000—$7,000
Cataract: $1,000—$8,000
Intervertebral disc: $1,000—$10,000
Cruciate ligament: $1,000—$7,000
Gallbladder: $1,000—$10,000
Adenocarcinoma pulmonary (lung): $1,000—$5,000
Envenomation: $1,000—$4,000
Foreign body: $1,000—$12,000

* Pet Insurance claims data – Canstar

Get a free RSPCA Pet Insurance quote today

For almost 150 years, the RSPCA has been committed to ensuring the health and wellbeing of all animals across our great country. Now we’re committed to providing the best possible pet insurance for your furry best friend.

As the 2022 ProductReview pet insurance winner, three-time Reader’s Digest Gold and Silver Quality Service Award winner, winner of Reader’s Digest Australia’s Most Trusted Brand Award for Pet Insurance in 2021 and rated as a 5-star Gold Trusted Service by Feefo for both 2018 and 2019 and Platinum Trusted Service winner in 2020 and 2021, our high-quality service and pet insurance plans speak for themselves.

Ready to get your quick quote today? You can call us on 1300 881 492 or request a call back, or fill in your details and get a quote online. If you’re interested in knowing more about how RSPCA Pet Insurance will protect your pet’s health and wellbeing, request a free information pack.