Award-Winning Pet Insurance for your furry family members

  • Four levels of cover to choose from
  • Up to 80% of eligible vet bills reimbursed1
  • Claim up to $20,000 per year
  • No excess
  • 10% multi-pet discount
  • A portion of first-year premiums help support the RSPCA
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Award-Winning Pet Insurance

We’re proud to offer you award-winning protection
for your furry best mate

Reader Digest Quality Award 2020
Reader Digest Quality Award 2019
Reader Digest Quality Award 2018
Reader Digest Quality Award 2017
Feefo Gold Trusted Service Award 2017
Feefo Gold Trusted Service Award 2018
Feefo Gold Trusted Service Award 2019
Feefo Platinum Trusted Service Award 2020

RSPCA Pet Insurance is flexible and provides peace of mind for pet owners across all of Australia. Our pet insurance plans cover up to 80% of the cost of eligible vet bills1 when your dog or cat becomes sick or is injured. There’s no excess to pay and you have the freedom to submit and track claims, update your details and easily manage your policy online.

Plus, a portion of your first-year’s premium goes to support the great work of the RSPCA, helping them to protect other Australian animals in need.


Dog Insurance

Cover options for your dog or puppy

Learn more about Dog Insurance


Cat Insurance

Cover options to suit most budgets

Learn more about Cat Insurance

Fast and easy application


Obtain a quote and secure cover online or over the phone


Your pet can be covered from midnight tonight


Receive cover for up to 80% of eligible vet bills
(Pre – existing conditions are excluded. Limits, sub-limits and annual condition limits may apply.)

Claim Statistics from July 2018 to June 2019

  • 317,000 RSPCA Pet Insurance Claims were processed

  • Over $42.9 million in benefits were paid

  • 98.8% of claims were processed within 5 days

Other Frequently Asked Questions

Pet insurance can take care of the unexpected expenses that come with the unpredictable lives of cats and dogs. Thankfully, there are a range of different insurance options, from basic policies to comprehensive coverage. That means you can choose one that suits your budget and lifestyle.

Pet insurance covers up to a set percentage of the cost of eligible vet bills when your cat or dog gets sick or is injured. You can choose your level of cover and then make payments – usually monthly – to your provider. When it's time to make a claim, your insurer will cover a portion of the costs.
With so many pet insurance options, the costs can vary depending on which policy you choose, the type of pet you have, it’s age and breed and whether it has been desexed. Get a quote from RSPCA Pet Insurance
Most traditional policies don't cover behavioural problems, elective procedures, food and diet, grooming, pregnancy and pre-existing conditions (normally listed in the PDS). Please refer to insurer’s policy booklet.
Yes – as long as you continue to renew your policy with us each year with no break in cover, we will continue to provide cover for chronic, recurring or lifelong conditions such as cancer or arthritis. Benefits for these conditions, like any other, are subject to the annual policy limits and exclude Pre-existing Conditions.

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