Compare Pet Insurance plans

Every dog and cat is different. That’s why our pet insurance offers three great value pet cover plans to make sure you get cover that suits your special dog or cat. Compare our pet insurance features, then choose the one that offers the best value for your pet’s age and lifestyle.

What’s covered?

RSPCA Pet Insurance offers three great pet insurance plans to choose from. Check our pet insurance comparison table to find the best pet cover plan for your cat or dog:

What’s covered by RSPCA Pet Insurance? RSPCA Basic Accident Only Cover RSPCA Economy Accident & Illness Cover RSPCA Ultimate Accident & Illness Cover
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For dogs and cats aged Entry level age from 8 weeks old.

Entry level age from 8 weeks old until they reach 9 years old.

Once insured cover can be kept for life.

Entry level age from 8 weeks old until they reach 9 years old.

Once insured cover can be kept for life.

Maximum yearly benefit amount $7,000 $11,000 $11,000
Multi-pet discount 10% 10% 10%
Covers accident Yes Yes Yes
Covers illnesses No Yes Yes
Benefit percentage 80% 75% 80%
Routine care benefit No No Yes – see below

Overall annual claim maximum

We will pay up to the annual maximum for any one claim or total eligible veterinary expenses each year

$7,000 $11,000 $11,000 plus routine care cover^
Paralysis tick benefit (yearly) No $1,000 $1,200
Emergency boarding fees when you’re in hospital for more than four days (yearly) $500 $1,000 $1,000
Waiting period 6 months for cruciate ligament (can be waived)

30 days for illness conditions;

6 months for cruciate ligament (can be waived)

30 days for illness conditions;

6 months for cruciate ligament (can be waived)

^ Routine Care Cover is an additional cover you can add to your Ultimate Accident & Illness Cover.

Routine care benefits

Our pet insurance also offers you cover for your dog or cat’s routine care too. By choosing our Ultimate plan, you can claim for these routine care benefits, if you add our optional Routine Care Cover:

  • Heartworm test or blood screen – $15 a year
  • FeLV/FIV test or urinalysis – $15 a year
  • Plus a $50 annual benefit for any one of these routine treatments:

    • De-sexing
    • Micro-chipping
    • Heartworm preventative medication
    • Teeth cleaning
    • Vaccinations
    • Dewclaw removal
    • Council registration fees
    • Prescription diets
    • Alternative therapies
    • Health checks

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Want to know more?

Call our pet insurance specialists on 1300 881 492 for a quote now.

Get a quote online.

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